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Being an independent author can be tough at times. While you have to find your own Medical Insurance and benefits, you also have the challenge of unpredictable income. While signing bonuses can tie you over for a few years, there is always the unknown. It is about as unpredictable as some Sport Events. You never know what is going to happen.
Do you guys find this to be difficult? What thoughts do you have in regards to this issue? Thanks for taking the time to share.

Update: I would also be curious how you guys view the potential health care reforms and how this may play in.

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