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The Banking Crisis simply explained...

Frank Smith bought a donkey from a farmer for $100. The farmer agreed to deliver the donkey the next day. The next day, when he arrived at Smith’s farm, the farmer looked upset and said, “Sorry son, but I have some bad news. The donkey died.”

Frank looked at him for a moment then replied, “Well then just give me my money back.”

The farmer said, “Can't do that. I've already spent it.”
Frank then said, “Okay, then, just bring me the dead donkey.”

The farmer asked, “What are you going to do with him?”
Frank answered, “I'm going to raffle him off.” Needless to say, the farmer looked surprised. He said, “You can't raffle a dead donkey!”

Frank said, “Sure I can. Just watch me. I’ll simply omit the fact that the animal is dead.”

A month later, the farmer met up with Frank and asked, “What happened with that dead donkey?”

Frank answered, “I raffled him off. I sold 500 tickets at two dollars apiece and made a profit of $980.” The farmer asked, “Didn't anyone complain?”

Frank looked at him for a moment and responded, “Just the guy who won. So I gave him his two dollars back.”

Frank now works for Fanny Mae.

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